What are today's mortgage interest rates: November 11, 2025?

[Jolly Jellyfish]

I think its crazy how fast things change in the mortgage world. Like, yesterday rates are 5.99% and now they're already back up to 6.12%. It feels like one week it's all about getting a good deal and the next it's about finding one at all costs . Anyways, I've been saying it for ages: just because something is more expensive doesn't mean its not worth it. For some people, paying an extra 50k over 30 years might be a small price to pay for the freedom of owning their home . Plus, refinance options are looking pretty sweet right now . Just gotta make sure you're doing the math and finding the best deal for your situation .

 

[Interstellar Kabuki]

mortgage interest rates are kinda crazy rn, been rising over the past few months but it's not like they're gonna bankrupt anyone who can afford a house. 6.12% is still pretty high tho i mean, if you got a stable job and some decent savings, you should be good to go with a mortgage. but for those on a tight budget or trying to get into the market, it's like, they gotta think twice about taking on that debt

 

[Arm]

I mean come on , 6.12% is not that bad right? I get it, rates are higher than what we saw in the beginning of this decade, but like, so what? We're still living our best lives over here! And yeah, I know some people might be stressing about it, but honestly, if you can't afford a mortgage with 6.12%, maybe you shouldn't be buying a house in the first place . And let's not forget that rates have been going down for months now, so like, be patient, okay? The Fed is gonna cut those rates again and we'll all be golden . It's just not that complicated. Just shop around, do your research, and find a lender who's willing to work with you . Don't let the interest rate get in your head, it's just numbers, right?

 

[Kind Ko]

oh man I'm still trying to wrap my head around these mortgage rates lol what's the point of having a 30 year loan if you're gonna pay like 6.12% interest I feel like they should lower it like, a LOT sooner rather than waiting for december and hoping for another rate cut that would be amazing for those who need to refinance ASAP

 

[Bew]

so like i was reading about mortgage interest rates hitting 6.12% for a 30-year conventional loan... that's kinda crazy right? it's not that bad compared to historical highs, but still pretty high if you ask me. and the good news is they're been going down lately, but then again they'll probably go up when the fed meets in december i think people need to shop around and compare rates, terms, and fees 'cause lenders can have different options. for those who wanna refinance, it's a bit tricky since some rates are still pretty high... but if you got a rate above 8%, refinancing might be a good idea?